Disclaimer

Local restrictions
Access to information on this web site may be restricted by laws and regulations applicable to the user. Use may be prohibited by reason of the user’s nationality, residence or otherwise.  The reader of this site is responsible for satisfying him or herself that under the laws or the jurisdiction from which access is obtained to this site he or she may lawfully do so.

No offer
The information and opinions contained on this web site constitute neither a solicitation, nor a recommendation, nor an offer to buy or sell investment instruments, or to engage in any other kind of transaction. None of the products or services described on this web site are available, nor will any of the prospectuses about these products or services be distributed, to persons in the US, the UK or any other jurisdiction where the provision of these products or services would run counter to local laws and regulation.  While reasonable care has been taken in compiling the information contained herein, such information is not intended to and should not be used or relied upon for any transaction with Pivo Associates, Inc or any other person.

No warranty
The material and information in this site and in the sites of other entities of Pivo Associates, Inc are provided “as is” and without warranties of any kind, either expressed or implied. Pivo Associates, Inc and their related affiliated and subsidiary companies disclaim all warranties, expressed or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided.

Investment Performance
Investors should seek financial advice regarding the appropriateness of any transaction or transactional structure or investment strategy discussed in this website and should understand that statements regarding future prospect may not be realized. Investors should note that income from securities may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Past performance is not necessary a guide to a future performance.

Limitation of liability
All information contained on any page set up by an entity of Pivo Associates, Inc is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. Consult your own legal advisor with respect to your personal situation. In no event shall Pivo Associates, Inc and their related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental or consequential damages arising out of the use of the information herein.

Copyright Unless otherwise noted, text, images and layout contained in this Web site and in the sites of other companies or their related, affiliated and subsidiary companies are the exclusive property of Pivo Associates, Inc and/or its related, affiliated and subsidiary companies and may not be copied or distributed, in whole or in part, without the express written consent of Pivo Associates, Inc or its related, affiliated and subsidiary companies. No permission is granted to copy, distribute, modify, post or frame any text, graphics, video, audio, software code, or user interface design logos. The entire Pivo Associate website is subject to copyright with all rights reserved.

The information contained in PivoAssociates.com shall not be published, rewritten for broadcast or publication or redistribution in any medium without prior written permission from Pivo Associates, Inc.

Links to other websites Pivo Associates, Inc and its related, affiliated and subsidiary companies can not guarantee that the hyperlinks set out on the sites will be accurate at the time of your access. Moreover, the sites pointed at by hyperlinks are developed and possibly maintained by persons over whom Pivo Associates, Inc or its related, affiliated and subsidiary companies have no control. We cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, Pivo Associates, Inc and/or its related, affiliated and subsidiary companies assume no responsibility for the content of any sites referenced to by any hyperlink or otherwise. Pivo Associates, Inc and/or its related, affiliated and subsidiary companies believe that their making hyperlinks available to publicly accessible Web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.

Monitoring transmissions Pivo Associates, Inc and/or its related, affiliated and subsidiary companies are not obligated to monitor any transmission made through the respective Web pages and newsgroups. However, Pivo Associates, Inc and/or its related, affiliated and subsidiary companies have the right, but not the obligation, to monitor any transmission made to and for this Web site. Pivo Associates, Inc and/or its related, affiliated and subsidiary companies may use or disclose information of this site.

Harmful components Pivo Associates, Inc and/or its related, affiliated and subsidiary companies do not warrant that any information, software or other material accessible through one of their Web pages is free of viruses, worms, Trojan horses or other harmful components.